{"id":4595,"date":"2024-02-26T14:48:19","date_gmt":"2024-02-26T19:48:19","guid":{"rendered":"https:\/\/www.citadel.edu\/financial-aid\/?page_id=4595"},"modified":"2024-04-16T10:24:22","modified_gmt":"2024-04-16T14:24:22","slug":"fafsa-simplification","status":"publish","type":"page","link":"https:\/\/www.citadel.edu\/financial-aid\/fafsa-simplification\/","title":{"rendered":"FAFSA SIMPLIFICATION- NEW FAFSA"},"content":{"rendered":"\n<h2 class=\"wp-block-heading has-text-align-left\" id=\"h-fafsa-simplification-information\">FAFSA Simplification Information<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-important-terminology\">Important Terminology<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Student Aid Index (SAI): An eligibility index number that a college&#8217;s or career school&#8217;s financial aid office uses to determine how much federal student aid the student would receive if the student attended the school. This number results from the information that the student provides in their FAFSA form.<\/li>\n\n\n\n<li><strong>Contributor(s): <\/strong>Anyone who is required to provide information as part of a student&#8217;s FAFSA submission. A contributor can be a student&#8217;s biological parents(s), step-parent, adopted parent(s) or student&#8217;s spouse. The term \u201ccontributor\u201d means the individual contributes information to the student&#8217;s FAFSA.<\/li>\n\n\n\n<li><strong>Family Size: <\/strong>Replaces the term \u201chousehold size.&#8221; It captures the appropriate number of family members and dependents in the applicant\u2019s household.<\/li>\n\n\n\n<li><strong>FAFSA Submission Summary:<\/strong> A paper or electronic document from the U.S. Department of Education&#8217;s office of Federal Student Aid that lists answers to the questions on the student&#8217;s FAFSA form and gives basic estimates about the student&#8217;s eligibility for federal student aid. It is not a financial aid offer.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-left\" id=\"h-general-fafsa-simplification-faq-s\">General FAFSA Simplification FAQ&#8217;s<\/h3>\n\n\n\n<div class=\"wp-block-coblocks-accordion\">\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>What is <em>FAFSA Simplification?<\/em><\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>The FAFSA Simplification Act passed by the US Congress in 2020 allows for the first major redesign of the Free Application for Federal Student Aid (FAFSA) process in over 40 years. It represents a significant overhaul of federal student aid, including changes to the FAFSA form, need analysis, storage of federal student aid application data, and many policies and procedures for schools that participate in Title IV programs. Students and families will see a different measure of their ability to pay for college and experience a change in the methodology used to determine aid.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>What major changes will FAFSA Simplification introduce?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>There are numerous changes to different aspects of the FAFSA: the length of the form, questions asked, the calculation of a family&#8217;s ability to contribute, introduction of new vocabulary, ability to create an FSA ID without a Social Security Number, and the requirement to consent to data sharing with the IRS. Additional changes are detailed in other answers.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>What are the major changes to the FAFSA Application form?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Changes to FAFSA Questions:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The number of questions will be reduced and the application will maximize the use of previously collected data.<\/li>\n\n\n\n<li>Some questions will have additional available responses to better describe an applicant\u2019s unique circumstances.<\/li>\n\n\n\n<li>The form will include new demographic questions about an applicant\u2019s gender and race\/ethnicity, but students will be offered a choice of \u201cPrefer Not to Answer.\u201d Schools and state agencies&nbsp;<em>will not<\/em>be able to see a contributor\u2019s responses to these questions and this information will not be used to calculate aid.<\/li>\n\n\n\n<li>Students will be able to list up to 20 schools on their FAFSA via the online application.<\/li>\n\n\n\n<li>Foster, homeless, and unaccompanied youth\u2014as well as applicants who cannot provide parental information\u2014will be able to complete the form with a provisional independent student determination and receive a calculated SAI.<\/li>\n<\/ul>\n\n\n\n<p><em>Additional FAFSA process improvements:<\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Resources for completing the FAFSA form will be expanded to the 11 most common languages spoken in the United States.<\/li>\n\n\n\n<li>Information connected to a student\u2019s and other contributors\u2019 FSA ID will be automatically populated in the form each year.<\/li>\n\n\n\n<li>Certain information provided in the new FAFSA form will be carried over to the applicant\u2019s form the following year; the greatest benefits of this will be felt in the second year of the new FAFSA (for the 2025\/26 application).<\/li>\n\n\n\n<li>Applicants may continue to receive support in completing the FAFSA form from financial professionals, but will need to complete and submit the form themselves.<\/li>\n<\/ul>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>What are the major changes to the needs-analysis calculation with the new FAFSA?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Financial need will be calculated and determined with a new need-analysis formula<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The Cost of Attendance (COA) will be the starting point for calculating financial need. COA includes direct costs (charges for which the university bills you directly) and estimated indirect costs (living expenses) to fund educational expenses for a year.<\/li>\n\n\n\n<li>The Student Aid Index (SAI) will be calculated by the Federal processor and will be used by the Financial Aid office as an indicator of the family&#8217;s financial strength to determine what type(s) of aid will be offered to the student. SAI will replace the Expected Family Contribution (EFC).<\/li>\n\n\n\n<li>Other Financial Assistance is other financial assistance awarded to the applicant and includes support such as fee waivers, outside scholarships, etc.<\/li>\n<\/ul>\n\n\n\n<p>The formula uses information that applicants provide on the FAFSA\u00ae form and, in most cases, federal tax information (FTI) that is retrieved directly from the Internal Revenue Service (IRS).<\/p>\n\n\n\n<p><strong>The new need-analysis formula (COA &#8211; SAI &#8211; OFA = Financial Need)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Removes the number of family members in college from the calculation<\/li>\n\n\n\n<li>Allows a minimum SAI of negative $1,500 (-$1,500).<\/li>\n\n\n\n<li>Implements separate eligibility determination criteria for Federal Pell Grants based on federal poverty levels and family size.<\/li>\n<\/ul>\n\n\n\n<p>The new formula also includes changes to asset reporting:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Child support received will be included in assets and not as untaxed income.<\/li>\n\n\n\n<li>Families who own a small business\/farm that also serves as primary residence will now have assets of that business\/farm considered in their need-analysis calculation.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-coblocks-accordion\">\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>What does it mean if my SAI is negative?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>The Student Aid Index (SAI) is used by financial aid offices when determining student eligibility for need-based financial aid. The SAI can range from negative $1,500 (-$1,500) to $999,999. A lower SAI (including negative SAI) indicates a higher financial need.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><\/div>\n<\/div>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>What does it mean is my SAI is negative?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>The Student Aid Index (SAI) is used by financial aid offices when determining student eligibility for need-based financial aid. The SAI can range from negative $1,500 (-$1,500) to $999,999. A lower SAI (including negative SAI) indicates a higher financial need.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>How is the SAI different from the EFC?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>The SAI is a number that determines each student\u2019s eligibility for certain types of federal student aid and will replace the Expected Family Contribution (EFC).<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>SAI will determine eligibility for all aid except for determining minimum and maximum Pell Grants.<\/li>\n\n\n\n<li>Pell Grant will be based on Dependency, Marital Status, adjusted gross income (AGI), Poverty Level, and Enrollment Status.<\/li>\n\n\n\n<li>EFC could never go below 0, but the SAI can be as low as negative $1,500 (-$1,500).<\/li>\n\n\n\n<li>SAI formula removes the state and other tax income exclusion.<\/li>\n\n\n\n<li>SAI formula eliminates the family farm and small business asset exclusions\u2013families have to report.<\/li>\n\n\n\n<li>Income protection allowances are updated to higher amounts.<\/li>\n\n\n\n<li>Number in college is eliminated so that SAI will not take into consideration the number of family members in college.<\/li>\n\n\n\n<li>For FAFSA filers with divorced parents, the parent who should file the FAFSA is the one who provided a greater portion of student\u2019s financial support and no longer who the student lived with the most.<\/li>\n<\/ul>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>What are the benefits or FAFSA Simplification?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>The benefits of FAFSA simplification include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A more streamlined application process.<\/li>\n\n\n\n<li>Expanded eligibility for federal student aid.<\/li>\n\n\n\n<li>Expanded eligibility for the Federal Pell Grant.<\/li>\n\n\n\n<li>Reduced barriers for certain student populations.<\/li>\n\n\n\n<li>A better user experience for the FAFSA form.<\/li>\n\n\n\n<li>Enhanced data sharing with the IRS to simplify the applicant&#8217;s experience.<\/li>\n<\/ul>\n\n\n\n<p>Additional benefits for certain student populations include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ability to be assigned a \u201cprovisional independent\u201d status to receive a calculated Student Aid Index (SAI) while independent student status is being verified.<\/li>\n\n\n\n<li>Students who have their independent student status approved by a financial aid administrator will be eligible for a renewal of their dependency status in subsequent years if their circumstances remain unchanged.<\/li>\n\n\n\n<li>Ability for family members without Social Security Numbers to create an FSA Logon by providing ab email, address and answering supplemental questions to verify their identity.<\/li>\n\n\n\n<li>Eligibility for the Pell Grant is extended to incarcerated students.<\/li>\n<\/ul>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>How will eligibility to federal student aid be expanded?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Eligibility for federal student aid will be expanded in the following ways:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Selective Service and drug conviction questions will be eliminated to reduce applicant barriers.<\/li>\n\n\n\n<li>New methodology will be introduced to calculate and determine applicant eligibility.<\/li>\n\n\n\n<li>The Expected Family Contribution (EFC) will be replaced with the Student Aid Index (SAI).<\/li>\n\n\n\n<li>The new need-analysis formula allows for a negative SAI calculation and implements separate eligibility criteria for Federal Pell Grants.<\/li>\n\n\n\n<li>Federal Pell Grant access will be expanded and linked to family size and federal poverty levels, which will allow more students and families from low-income backgrounds to qualify.<\/li>\n\n\n\n<li>Federal Pell Grant access will be restored to incarcerated students under specific rules and programs.<\/li>\n<\/ul>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>What will I need to complete the FAFSA?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>To complete the FAFSA, you and your parent(s), if you are a dependent student, will be required to consent to the IRS to share your tax information with the FAFSA processor. Each person required to provide their information on the FAFSA will need an FSA ID. It will be helpful to have records of child support received, net worth of investments, businesses and farms, if applicable. If the Federal processor is unable to retrieve your tax information from the IRS, you should also have the tax returns available (2022 tax returns for the 2024\/25 academic year).<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>What is the FAFSA Submission Summary?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>The FAFSA Submission Summary replaces the Student Aid Report (SAR) as the student\u2019s output document providing a summary of data input on the FAFSA form.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>What is &#8220;Family Size on the FAFSA?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Family Size replaces the term \u201chousehold size\u201d on the FAFSA form. It captures the appropriate number of family members and dependents in the applicant\u2019s household.<\/p>\n<\/div><\/details><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-reporting-and-tax-filing-faqs\">Reporting and Tax filing FAQs<\/h3>\n\n\n\n<div class=\"wp-block-coblocks-accordion\">\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>Who is considered a \u201ccontributor\u201d for the new FAFSA?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Anyone asked to provide information on the aid application\u2014student, student\u2019s spouse, student\u2019s parent(s) and\/or stepparents(s)\u2014is called a \u201ccontributor\u201d to the application. Contributors are required to provide consent and approval for federal tax information (FTI) along with their signature on the FAFSA form.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The student applying for aid is always a contributor.<\/li>\n\n\n\n<li>A student who is a dependent will have at least one parent as a contributor.<\/li>\n\n\n\n<li>An independent student may not have contributors other than themselves.<\/li>\n\n\n\n<li>For independent students who are married and filed taxes separately for the reporting tax year, their spouse is considered a contributor.<\/li>\n<\/ul>\n\n\n\n<p><strong>The new FAFSA form will include a &#8220;Parent Wizard,&#8221; an interactive worksheet that helps the applicant to determine which parent or parents they should be planning to include on their application.<\/strong><\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>What does it mean that \u201ccontributors\u201d to the FAFSA will need to provide their consent?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Students, spouses, parents, and stepparents (any contributors identified during the application process) will need to provide their consent to provide their Federal Tax Information (FTI) in the new Consent to Retrieve and Disclose Federal Tax Information section of the FAFSA for federal student aid eligibility. Once the required contributors are identified, the Federal processor will send an email to each with consent instructions. The consent lasts for that application year and will need to be given for all contributors every year the applicant submits a FAFSA.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>What happens if a contributor does not consent to the direct data share with the IRS?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>It is vital that all contributors provide consent for direct data share. If any contributor to the FAFSA form does not provide consent, submission of the form will still be allowed. However, a Student Aid Index (SAI) will not be calculated, so the student will not be eligible to receive federal aid.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>How do I determine which parent is a contributor for my FAFSA form?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>The new FAFSA form will include a \u201cParent Wizard,\u201d an interactive worksheet that helps the applicant to determine which parent or parents they should be planning to include on their application.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If the parents are married and their tax filing status was &#8220;married filing jointly\u201d for the reporting year, then only one parent needs to create an FSA ID and provide consent on the FAFSA. Providing consent allows both parents&#8217; tax information from their tax return to be retrieved from the IRS.<\/li>\n\n\n\n<li>If the parents are married and their tax filing status was &#8220;married filing separately\u201d for the reporting year, then they will both need to create an FSA ID and will both need to provide consent on the FAFSA, since their tax information is provided on separate tax returns.<\/li>\n\n\n\n<li>If the parents are separated or divorced, the Custodial Parent will need to create an FSA ID and provide consent on the FAFSA.<\/li>\n<\/ul>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>Who is the \u201cCustodial Parent\u201d for the FAFSA?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>For dependent students, the Custodial Parent will be the parent who provided the most financial support, instead of the parent with whom the student lived more during the past 12 months. If both parents provided an exact equal amount of financial support, then this will typically be the parent with greater income or assets. The Custodial Parent will need to create an FSA ID to provide their information for the student\u2019s FAFSA.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>What is Direct Data Share with the IRS?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Direct data share with the IRS will replace what is currently known as the IRS Data Retrieval Tool (DRT). This allows the IRS to directly provide Federal Tax Information (FTI) for contributors to an applicant\u2019s FAFSA.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>How do contributors provide consent for data exchange with the IRS?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Each contributor will be asked to provide consent in a section of the FAFSA application form that provides details about what information is shared. When completing the FAFSA, students will be able to invite contributors to complete their section of the form by providing an email address and basic information for the contributor. That contributor (parent or spouse) will need to log in to the form with their FSA ID and will be able to consent to the data exchange. Alternatively, parents may start a FAFSA form on behalf of their student and invite the student to complete their section.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>Is consent needed every year for the FAFSA?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Yes, contributors will need to consent to direct data share with the IRS for the FAFSA every year, but only once a year when completing the form. Once the consent is granted it cannot be revoked.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>I didn\u2019t complete taxes for the reporting year, do I have to provide consent?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Yes. Even if a tax return has not been completed, the applicant and all other contributors must provide consent in order for the student to be considered eligible for federal financial aid. Note that if taxes were not filed and no filing extension has been obtained, the applicant may not be eligible for Title IV federal student aid.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>I declined to provide my consent but have changed my mind. Will I be able to update my FAFSA?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Yes. Throughout the 2024\/25 FAFSA, there are several opportunities to update your consent approval. You can log in to&nbsp;<a href=\"https:\/\/studentaid.gov\/\">StudentAid.Gov<\/a>&nbsp;and update your consent on your dashboard.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>Will other contributors be able to view my tax information on the FAFSA form?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>No. The applicant and other contributors will each have their own section of the FAFSA form to complete. According to the Department of Education, much of the applicant\u2019s tax return information, including information from their spouse and parents, will come directly from the IRS and will not be viewable by the student and other contributors.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>What if my tax information is not available through the IRS?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Applicants with unique circumstances (like international students or families navigating identity fraud) will still need to provide consent for direct data exchange with the IRS. For instances where income and tax information cannot be obtained directly from the IRS, the applicant will be prompted to enter the necessary information into the FAFSA manually, and that manual entry may be subject to verification.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>I filed a foreign tax return, do I need to provide this information on my student&#8217;s FAFSA?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>Yes. Foreign tax filers can enter tax information manually on their student&#8217;s FAFSA.<\/p>\n<\/div><\/details><\/div>\n\n\n\n<div class=\"wp-block-coblocks-accordion-item\"><details><summary class=\"wp-block-coblocks-accordion-item__title\"><strong>My parent(s) refuse to provide their information on my FAFSA. What should I do?<\/strong><\/summary><div class=\"wp-block-coblocks-accordion-item__content\">\n<p>If you are determined to be a Dependent Student, based on the information you&#8217;ve added to your 2024-2025 FAFSA, and your parent refuses to provide their information, then you can indicate that you would like to be considered for a Direct Unsubsidized Loan. The Direct Unsubsidized Loan is the only federal financial aid that you can be considered for without your parent&#8217;s information.<\/p>\n<\/div><\/details><\/div>\n<\/div>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"524\" data-id=\"4568\" src=\"https:\/\/www.citadel.edu\/financial-aid\/wp-content\/uploads\/sites\/55\/ad5-1024x524.jpg\" alt=\"G3, The Citadel Mascot\" class=\"wp-image-4568\" srcset=\"https:\/\/www.citadel.edu\/financial-aid\/wp-content\/uploads\/sites\/55\/ad5-1024x524.jpg 1024w, https:\/\/www.citadel.edu\/financial-aid\/wp-content\/uploads\/sites\/55\/ad5-300x154.jpg 300w, https:\/\/www.citadel.edu\/financial-aid\/wp-content\/uploads\/sites\/55\/ad5-768x393.jpg 768w, https:\/\/www.citadel.edu\/financial-aid\/wp-content\/uploads\/sites\/55\/ad5.jpg 1400w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/figure>\n","protected":false},"excerpt":{"rendered":"<p>FAFSA Simplification Information Important Terminology General FAFSA Simplification FAQ&#8217;s Reporting and Tax filing FAQs<\/p>\n","protected":false},"author":53,"featured_media":196,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","footnotes":""},"class_list":["post-4595","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v22.8 (Yoast SEO v27.4) - 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