BADM 606  Economics for Decision-makers  

Final Exam part I  Fall 2000   Dr. Silver

 

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For the Summer 2001 Exam, Click Here

 

 

   1. An increase in product price will cause:

     

          a.  the demand curve to shift to the left.

          b.  the supply curve to shift to the right.

          c.  quantity demanded to increase.

          d.  quantity supplied to decrease.

          e.  quantity demanded to decrease.

 

   2. An 'increase in demand' means that:

     

          a.  the demand curve has shifted to the left.

          b.  price has declined and consumers therefore want to

              purchase more of the product.

          c.  the demand curve has shifted to the right.

          d.  given supply, the price of the product can be

              expected to decline.

 

   3. If real GDP increases and the price index has increased:

     

          a.  money GDP must have fallen.

          b.  money GDP must have increased.

          c.  money GDP may have either increased or decreas­ed.

          d.  the percentage increase in money GDP must have been

              less than the percentage increase in the price

              level.

 

    4. The value of American imports are:

     

          a.  added to GDP because they reflect spending by

              Americans.

          b.  subtracted from GDP because they do not entail

              spending by Americans.

          c.  subtracted from GDP because they do not entail

              productive activity in the United States.

          d.  added to GDP because they do not entail produc­tive

              activity in the United States.

 

   5. The United States' economy is generally considered to be at

      'full employment' when:

     

          a.  100 percent of the labor force is employed.

          b.  about 6 percent of the labor force is unemploy­ed.

          c.  90 percent of the labor force is employed.

          d.  90 percent of the total population is employed.

          e.  10 to 20 percent of the labor force is unemploy­ed.


 

    6. The official unemployment rate is:

     

          a.  the percentage of the total population which is not

              working.

          b.  the percentage of the civilian labor force which is

              unemployed.

          c.  the ratio of unemployed to employed workers.

          d.  those people over 16 years of age who are not

              currently seeking employment.

 

    7. The consumer price index was 298 in 1983 and 311 in 1984.

       Therefore, the rate of inflation in 1984 was about:

     

          a.  13 percent.

          b.  2.8 percent.

          c.  4.4 percent.

          d.  6 percent.

 

 

   8. Which of the following will NOT cause the consumption

      schedule to shift?

      

         a.  a growing expectation that consumer durables will be

             in short supply

         b.  the expectation of a recession

         c.  a change in consumer incomes

         d.  a sharp increase in the amount of liquid assets held

             by households

         e.  an expected change in the price level

 

 

    9. The investment‑demand curve suggests:

     

          a.  a direct relationship between the rate of interest

              and the level of investment spending.

          b.  that an increase in business taxes will tend to

              stimulate investment spending.

          c.  an inverse relationship between the real rate of

              interest and the level of investment spending.

          d.  that the amount invested will not be affected by

              changes in the real interest rate.

 

   10. In Keynesian economics the size of the MPC is assumed to be:

     

          a.  less than zero.

          b.  greater than one.

          c.  greater than zero, but less than one.

          d.  none of the above.


   11. Generally speaking, the increase in income which results

      from an increase in investment spending would be greater

      the:

     

          a.  larger the marginal propensity to consume.

          b.  larger the marginal propensity to save.

          c.  smaller the average propensity to consume.

          d.  larger the marginal propensity to save.

 

   12. Assume the current equilibrium level of income is $200

      billion as compared to the full‑employment income level of

      $240 billion and that consumption is the only component of

      aggregate expenditures that depends upon the level of GDP.

      If the MPC is 5/8, what change in ag­gregate

      expenditures is needed to achieve full employment?

     

          a.  an increase of $15 billion

          b.  an increase of $40 billion

          c.  an increase of $10 billion

          d.  an increase of $25 billion

          e.  a decrease of $12 billion

 

  13. If the government increases its spending during reces­sion in

      order to assist the economy in recovery, the funds for such

      expenditures must come from some source.  According to Keynesian

      theory, which of the following sources would tend to be the most

      expansion­ary?

     

          a.  additional taxes upon corporate profits

          b.  borrowing from the public

          c.  creating new money

          d.  additional taxes upon personal incomes

 

  14. If the government increases its spending during reces­sion in

      order to assist the economy in recovery, the funds for such

      expenditures must come from some source.  According to monetarist

      theory, which of the following sources would tend to be the most

      expansion­ary?

     

          a.  additional taxes upon corporate profits

          b.  borrowing from the public

          c.  creating new money

          d.  additional taxes upon personal incomes

 

   15. Supply‑side economists argue that the primary effect of tax

       cuts is to:

     

          a.  shift the aggregate supply curve leftward.

          b.  shift the aggregate demand curve leftward.

          c.  shift the aggregate supply curve rightward.

          d.  lower real GDP and increase the price level.


   16. The 'crowding‑out effect' suggests that:

     

          a.  consumer and investment spending always vary

              inversely.

          b.  it is very difficult to have excessive aggregate

              spending in our economy.

          c.  increases in government spending financed through

              borrowing will increase the interest rate and

              thereby reduce investment.

          d.  tax increases are paid primarily out of saving and

 

   17. According to rational expectations theory:

     

          a.  workers cannot anticipate the inflationary effects

              of expansionary public policies.

          b.  workers can perfectly predict inflation with the

              result that the Phillips Curve is vertical.

          c.  workers only adapt their wage demands to infla­tion

              after a considerable time lag.

          d.  the Phillips Curve is quite flat so that a large

              reduction in employment can be achieved with little

              inflation.

 

   18. The major component of the money supply (M1) is:

     

          a.  coins.

          b.  paper money in circulation.

          c.  checkable deposits.

          d.  gold certificates.

 

   19. If the money GNP is $600 billion and, on the average, each

      dollar is spent three times per year, then the amount of

      money demanded for transactions purposes:

     

          a.  will be $1800 billion.

          b.  will be $600 billion.

          c.  will be $200 billion.

          d.  cannot be determined from the information given.

 

   20. In the U.S. economy the money supply is controlled by the:

     

          a.  Congress.

          b.  Senate Committee on Banking and Finance.

          c.  Federal Reserve System.

          d.  U.S. Treasury.

          e.  President.

 


   21. The money supply is 'backed':

     

         a.  dollar‑for‑dollar with gold bullion.

         b.  dollar‑for‑dollar with gold and silver.

         c.  by government bonds.

         d.  by the government's ability to control the supply of

             money and therefore to keep its value relatively

             stable.

 

   22. Checkable deposits are classified as money because:

     

          a.  they earn interest income for the depositor.

          b.  they are ultimately the obligations of the

              Treasury.

          c.  banks hold currency equal to the value of their

              outstanding deposits.

          d.  they can be readily used in the making of purchases

              and payment of debts.

 

   23. The opportunity cost of holding money:

     

          a.  varies inversely with the level of economic

              activity.

          b.  varies directly with the interest rate.

          c.  varies inversely with the interest rate.

          d.  is zero because money is not an economic resour­ce.

 

   24. When a bank loan is repaid the supply of money:

     

          a.  may either increase or decrease.

          b.  is increased.

          c.  is decreased.

          d.  is constant, but its composition will have

              changed.

 

   25. A tight money policy may be offset by:

     

          a.  an increase in the rate of velocity of money.

          b.  a decline in the velocity of money.

          c.  a budget surplus.

          d.  a deterioration in the profit expectations of

              businessmen.

 

   26. A contraction of the money supply tends to:

     

          a.  lower both the interest rate and aggregate expenditures.

          b.  lower the interest rate, but increase aggregate

              expenditures.

          c.  increase the interest rate and aggregate expenditures.

          d.  increase the interest rate, but decrease ag­gregate

              expenditures.


  27. Assuming the reserve requirement is 20 percent and commer‑

     cial banks have no excess reserves initially, the commer­cial

     banking system could increase the money supply by a maximum

     of $1,000,000 if the Federal Reserve Banks would:

     

          a.  buy $250,000 of securities from commercial banks.

          b.  sell $1,000,000 of securities to commercial banks.

          c.  buy $1,000,000 of securities from commercial banks.

          d.  buy $200,000 of securities from commercial banks.

          e.  sell $200,000 of securities to commercial banks.

 

   28. Which of the following best describes the Keynesian cause‑

       effect chain of an easy money policy?

     

         a.  An increase in the money supply will lower the interest

             rate, increase investment spending, and increase GDP.

         b.  An increase in the money supply will raise the interest

             rate, decrease investment spending, and decrease GDP.

         c.  A decrease in the money supply will raise the interest

             rate, decrease investment spending, and decre­ase GDP.

         d.  A decrease in the money supply will lower the interest

             rate, increase investment spending, and increase GDP.

 

    29. The Federal Reserve System regulates the money supply

       primarily by:

     

          a.  restricting the issuance of Federal Reserve Notes

              because paper money is the largest portion of the

              money supply.

          b.  altering the reserves of commercial banks, largely

              through sales and purchases of government bonds.

          c.  altering the reserve requirements of commercial banks

              and thereby the ability of banks to make loans.

          d.  controlling the production of coins at the United

              States mint.

 

   30. Which of the following is NOT a tool of monetary policy?

     

          a.  changes in the discount rate.

          b.  changes in tax rates.

          c.  changes in reserve requirements.

          d.  open market operations.

          e.  changes in margin requirements.

 


    31. Monetarists advocate that the:

     

          a.  money supply should be increased during infla­tion

              and reduced during recession.

          b.  money supply should be reduced during inflation and

              increased during recession.

          c.  money supply should be increased by a constant

              rate year after year.

          d.  functional finance approach to fiscal policy be

              adopted.

 

   32. Keynesians take the position that:

     

         a.  monetary policy is more important than fiscal policy.

         b.  monetary policy and fiscal policy are equally

             important.

         c.  fiscal policy is more important than monetary policy.

         d.  monetary policy is more important than fiscal policy

             during recession, but the opposite holds true during

             inflation.

 

   33. According to the monetarists, the transmission mechanism for

       changes in the money supply is such that a change in the

       money supply changes:

     

          a.  the nominal GDP.

          b.  the interest rate which in turn changes the nominal

              GDP.

          c.  investment spending which in turn changes the

              nominal GDP.

          d.  the velocity of money which in turn changes the

              nominal GDP.